home security. Wednesday , July 11th , 2018 - 09:09:59 AM
The short answer is yes. Most, if not all insurance companies will give you a discount if you have a monitored security system installed. If you have a salesperson in your home they will tell you that you will receive up to 20%. That is true in isolated cases but you should ALWAYS check with your agent to see what the actual amount is.
Motion sensors can be touchy and are responsible for more false alarms than other devices. They are a necessary part of your home security system but they must be installed properly and they do require more maintenance than door and window contacts. You must take care to not install the detector too close to moveable objects such as balloons, blinds, curtains. Take care to not mount the motion detector too close to a furnace or vent. You should also clean the exterior of the lens to keep cob webs and dust from forming. If you are experiencing false alarms the device may need to be replaced, adjusted or relocated.
In my opinion cell phone monitoring is the best type of monitoring. A landline can easily be disabled by a savvy burglar. The cell phone chip is located inside the control panel so in order for it to be disabled the intruder would need to be inside the home. By then the alarm would have already been triggered. The cell phone technology also allows complete remote control of your system while land line access is limited.
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