home security. Thursday , July 19th , 2018 - 12:08:05 PM
The short answer is yes. Most, if not all insurance companies will give you a discount if you have a monitored security system installed. If you have a salesperson in your home they will tell you that you will receive up to 20%. That is true in isolated cases but you should ALWAYS check with your agent to see what the actual amount is.
There are two main types of security systems that protect your home: monitored alarm systems (video surveillance), and local area systems (so-called "bells only"). The latter are the more basic ones. These traditional unmonitored systems have various types of sensors placed in and around the house: for example, they can be hooked up to doors and windows. Some devices of this type will also include motion detectors. "Bells only" typically include the use of sound alarm that goes off when the device detects a perceived threat. This will alert you - or your neighbors, if you're not at home - of any unauthorized entry, and the loud alarm will scare off the burglars. Some devices of this type will also transfer the information about location and the type of threat to the nearest police department.
MOTION DETECTORS: Motion detectors are primarily meant to detect and prevent unauthorized access to your property. Generally these are placed at doors or windows and when breached, they set off the alarm. When buying a motion detector make sure it has the option to adjust the sensitivity level so that the possibilities of getting a false alarm are minimized.
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