home security. Friday , July 20th , 2018 - 14:46:59 PM
The short answer is yes. Most, if not all insurance companies will give you a discount if you have a monitored security system installed. If you have a salesperson in your home they will tell you that you will receive up to 20%. That is true in isolated cases but you should ALWAYS check with your agent to see what the actual amount is.
Installing a home security system may actually save you money, because some insurance companies are willing to shave your premium if you have an electronic alarm system in place. Taking into account the average national premium, and how much an average electronic alarm system costs - the installation will pay for itself, just in insurance savings, in as little as three years.
In my opinion cell phone monitoring is the best type of monitoring. A landline can easily be disabled by a savvy burglar. The cell phone chip is located inside the control panel so in order for it to be disabled the intruder would need to be inside the home. By then the alarm would have already been triggered. The cell phone technology also allows complete remote control of your system while land line access is limited.
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